With the negative stigma still surrounding bankruptcy today, you may feel embarrassed when facing the fact that you have to file for one. With this feeling, you may want to go through this court process as privately as possible. Also, you may not want to drag others into this burden, and rather wish to assume responsibility for this matter all by yourself. Ultimately, this may lead you to the idea of potentially undergoing these proceedings without acquiring a legal representative. Well, for this, please read on to discover the potential risks of filing for bankruptcy without an attorney and why you should hire a seasoned Rockland County bankruptcy attorney from The Law Offices of Allen A. Kolber, Esq., P.C. instead.
What are the potential risks of filing for bankruptcy without an attorney?
It is, in fact, possible for the New York State Bankruptcy Court to see your case without you being represented by an attorney. However, based on our decades of experience in this field, we strongly discourage you from doing this alone. This is because there are potential risks with every potential step of your bankruptcy process, all of which may be easily identified and avoided with an attorney’s watchful eye and helpful aid.
For starters, you are required to file a lot of paperwork when initially petitioning for bankruptcy. So if there is even the most minute error within any one of these pieces of paperwork, the court may ultimately decide to dismiss your case altogether. In a more extreme scenario, your creditors or bankruptcy trustee may accuse you of committing fraud, which comes with its own subset of criminal consequences.
This is not to mention that your attorney may also work to ensure that your bankruptcy trustee does not take advantage of you and give away significant assets you should have otherwise been allowed to keep. Also, creditors are notorious for their harsh tactics to collect their money back. So your attorney may guarantee they do not push for an unrealistic repayment plan or other agreement types.
Why should I hire a Rockland County bankruptcy attorney?
With money troubles being the reason why you are considering a bankruptcy filing in the first place, you may still be hesitant to hire an attorney for your case. But hopefully, you feel better knowing that your initial consultation with us will be free of charge. Here, we may advise you on whether you need to file for bankruptcy in the first place, possibly explore other remedy types, and more. In the end, we will work on a payment plan that works with your best interests in mind. After all, our top priority is helping you achieve financial relief and independence.
We suggest you reach out to a competent Rockland County bankruptcy attorney sooner rather than later. We are confident that you will not regret retaining the services of our team at The Law Offices of Allen A. Kolber, Esq., P.C.
